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The Latest Breaking News on Personal Finance

3.3m pension savers facing hit with salary sacrifice changes

HMRC said an estimated 7.7 million employees currently use salary sacrifice to make pension contributions.

Evening Standard

How much does it cost to run an electric heater? I’ve done the maths so you don’t have to

Is it really more cost-effective to use an electric heater than turning on your heating?

IRS Annual Limits 2026: '$24,500 Cap Won't Rescue Middle-Class Savings,' Experts Say

The IRS raises 2026 401(k) contribution limits to $24,500, but experts warn this increase won't solve the retirement savings crisis facing middle-income Americans.

International Business Times UK

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Do You Have An Upper-Class Nest Egg? Here's What The Top 20% Really Have Saved—It Might Not Be As Impressive As You Think

For many people earning a solid six‑figure salary, crossing into the so‑called "upper class" feels like a ticket to financial freedom. Maybe fewer fast-food lines, fewer impulse buys, and maybe a life of casual comfort. But what does that really look like when the paychecks stop and retirement rolls around?

Benzinga

Lululemon discount codes - in June 2026

Save with our active lululemon discount codes and promo codes, all hand-tested by our deals experts.

Marie Claire

DIY chain rewards staff with £14.1m share scheme bonus

One worker revealed he will use his money on home refurbishment

The Independent UK

Average Retirement Income by Age and State

Whether you are already retired or just beginning to save, these age and state income averages offer a critical reality check to retirement savings and spending plans.

Kiplinger

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Nearly Three-Quarters of Millionaires Use A Financial Advisor — More Than Twice The Rate of The Average Investor

Millionaires don't manage their money alone. In fact, one of the most common traits among wealthy Americans is that they lean on professional help. Some 74% of American millionaires, defined as having at least $1 million in investable assets, report that they have a financial advisor, according to the Northwestern…

Benzinga

Help to Save scheme: Who is eligible for 50% government bonus and how does it work?

Three million low earners are eligible for a huge top-up on their savings - here’s what to do

The Independent UK

5 Financial To-Dos Before the End of 2025

Set yourself up for success as the year winds down

The Independent UK

No more slimy sponges — IKEA’s new $5 expandable sink shelf will stop your kitchen cleaning essentials from going gross

This new expandable sink storage from IKEA will clear your countertops — and it's the perfect way to store your sink accessories in style

Tom’s Guide

How Are I Bonds Taxed? 8 Common Situations to Know for 2026

Series I U.S. savings bonds are a popular investment, but the federal income tax consequences are anything but straightforward.

Kiplinger

Britain’s millions of forgotten pension pots and what you should do about yours

Paying fees on multiple pots might mean your retirement savings are missing out

The Independent UK

New 2026 Tax Change Could Mean More for Your IRA and 401(k) Savings

Here's how the new IRS inflation adjustments will increase the contribution limits for your 401(k) and IRA in the new year.

Kiplinger

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news in one place.

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Evening Standard

London Mayor Sadiq Khan in line for gold-plated pension

Labour plans to reintroduce the Local Government Pension Scheme (LGPS) to over 16,000 elected officials

Kiplinger

Should You Max Out Your 401(k)? We've Got Answers

Conventional wisdom says, 'Contribute the maximum to a traditional 401(k) if you can.' But there are hidden downsides to putting all your eggs in one basket.

Tom’s Guide

Households urged not to pour boiling water down drains this winter — I asked a plumber what to do instead

Pouring boiling water down your drains to tackle blockages might seem like a good idea, but when I asked a plumber if it really was, he strongly advised against it. Here's why, and what to do instead.

Kiplinger

The ‘Common Man’ Rule of Retirement Spending

The 'Common Man' rule is for the 'armchair' retiree. It’s a conservative way to live comfortably and leave the rest to heirs.

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news in one place.

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The Guardian - UK

Cuts to insulation scheme will leave homes cold over winter, experts say

E3G thinktank warns retrofit sector could shed 10,000 skilled jobs as small firms struggle to survive

3 kitchen appliances you shouldn't leave plugged in at night, according to an expert

A little caution now can save a big headache later

Benzinga

A 62-Year-Old Dave Ramsey Caller Has No Retirement Savings But Wants To Buy A First Home. Is It 'Stupid And Ridiculous' Or Somehow Possible?

Antoinette, a 62-year-old truck driver from Fort Worth, Texas, recently called into “The Ramsey Show” with a direct question: “I don’t have anything saved for retirement and I want to become a first-time homeowner. I don’t know if that’s stupid and ridiculous or if it’s possible.”

The Guardian - UK

People deriving income solely from state pension won’t be taxed, says chancellor

Clarification creates prospect of two-tier system for retirees solely on new state pension and those on private schemes

Kiplinger

23 Best Buy Black Friday Deals That Are All 50% Off or Better

In a sea of mediocre discounts, these Best Buy Black Friday deals slash 50% off or more on the latest tech.

Kiplinger

I'm Retiring With $3.3 Million at Age 65 and Don't Want to Touch My Portfolio's Principal

We ask financial professionals for advice.

The Independent UK

Expert reveals how to protect your pension when changing jobs

Navigating a job change can be complex, but overlooking your pension could lead to significant complications down the line

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